Capital One Venture X Rewards Credit Card was introduced into the premium travel space in 2021, joining other premium cards like The Platinum Card from American Express with innovative perks that include an annual credit of $300 when booking through Capital One Travel and 10,000 bonus miles each account anniversary – worth at least $100 towards travel. To discover if this card is right for you, read on.
This is the latest premium travel card from Capital One, boasting unique perks that set it apart from its competitors. A welcome bonus worth 75,000 miles when spending $4,000 within three months sets it apart; in addition, this card comes with a $300 annual credit toward bookings made through Capital One Travel plus lounge access and an anniversary bonus worth $10,000 are other noteworthy benefits.
Registered users will experience the highest earnings rate with this card – 2X points on all purchases. However, this reward only becomes useful if you book travel through this portal – although it offers other ways of redeeming miles, including gift cards and statement credits that can be applied towards travel-related purchases; plus you have access to several airline partners for even greater redemption potential.
Venture X stands out among competing cards with its cell phone insurance policy that offers up to $1,600 of replacement coverage in any rolling 12-month period for up to two replacement devices lost or stolen – providing valuable additional perks such as lounge access and primary rental car coverage. You can even add four free authorized users who share similar privileges.
Venture X stands out as a solid choice with its extensive transfer partners and hotel program, enabling travelers to use their miles for hotel stays, airfare, transportation costs, and other trip-related expenses through 15 different airline and hotel partners – and therefore is likely to find an appealing redemption value.
Referring friends and family can earn you bonus miles that will be automatically added to your account upon approval, with thousands being issued as rewards by Capital One for every successful referral. Logging into your account gives you details on your current Capital One Venture X Rewards Credit Card earning balance. Redeem them for travel-related expenses such as hotel stays and airfare using either their online rewards center or calling their customer service number; redemption takes approximately 7-10 business days, after which time your reward will appear as either a statement credit or a check.
Capital One Venture X stands as Capital One’s entry into the premium travel credit card category, joining other acclaimed cards like American Express’ Platinum Card and Chase Sapphire Reserve. Offering an exceptional sign-up bonus and hundreds of dollars’ worth of annual travel credits alongside airport lounge benefits at an annual fee of $395, Capital One Venture X provides excellent sign-up benefits that make this card stand out among its competition.
Like I said above, the Portal makes reclaiming miles easy; simply log onto their portal, earn miles and then redeem them against airfare, hotels and rental car reservations made through it. In addition to that, cruises, vacation rentals and tours can also be booked using them.
The Venture X’s additional travel-related benefits include primary rental car damage coverage and Visa Infinite benefits such as lost luggage reimbursement, purchase security and extended warranty protection. Cardholders also enjoy complimentary cell phone protection when paying their monthly bill with this card and up to $800 reimbursement if an accident or theft occurs; plus Hertz President Circle status allows access for guaranteed upgrades on car rentals. All these perks make the Venture X an excellent choice for travelers searching for premium travel credit cards with reasonable annual fees.
It was the card company’s inaugural entry into ultra-premium travel, making an impressionable debut with a lavish welcome offer and two times earnings across every purchase and excellent travel protections that quickly established it as a strong contender in this competitive field.
The Venture X offers cardholders free unlimited access to Capital One’s network of airport lounges; this includes Capital One’s two locations at Dallas Fort Worth International and Washington Dulles International as well as lounges located in other international airports worldwide. This card gives cardholders access to more than 1,300 partner lounge locations around the globe.
Finally, this offers return protection on purchases made with it that are returned within 90 days and not intended for resale or professional use. We would welcome seeing more cards offer such coverage.
Capital One does offer a select few transfer partners, yet their selection is less extensive than with other issuers. You may redeem miles for gift cards, cash back and non-travel items; however, their value often pales in comparison to when used through transfer partners.
This card stands out from its peers by offering an attractive welcome bonus of 75,000 miles equaling $750 in travel bookings – making it one of the best travel cards to build up your vacation fund. Its earning rates match or surpass those provided by top premium cards like American Express Platinum Card and Chase Sapphire Reserve.
Capital One Venture X Rewards Credit card’s annual fee is about the same as some competitors’ cards its 3% foreign transaction fee and attractive APR are standard amongst similar cards in the field, but learn how to compare for yourself by clicking here: https://www.moneysavingexpert.com/credit-cards/ or asking your financial advisor.
Capital One credit cards also provide travel and purchase protections such as primary auto rental insurance, trip interruption reimbursement, lost luggage reimbursement and purchase security. Each annual benefit up to $100 may be applied toward TSA PreCheck or Global Entry application fees.
It is an ideal choice for travelers with excellent credit looking to maximize their point’s earnings on everyday spending. But for travelers seeking premium travel credit cards with larger sign-up bonuses, an extensive list of airline and hotel partners and additional annual perks – other cards may provide better benefits; The Platinum Card from American Amex may provide better value; for instance it features Hertz President Circle status which lets them skip lines at car rentals while receiving guaranteed upgrades.